Fault Or No Fault Car Accident Compensation
When someone is injured in a car accident, in Harrisburg or elsewhere in the state, and it is someone else’s fault, it is expected that the at-fault party and his or her insurance company will pay for personal injuries and other damages. That expectation may or may not be true.
The financially responsible party can be complicated in Pennsylvania due to our ability to purchase either fault OR no fault insurance. In other states only one form or the other is offered. In our state, we must choose. The problem is that we must choose fault or no fault before any car accident occurs, and the compensation depends upon the type of insurance you chose. A car accident lawyer is often necessary to make certain that the personal injury victim is justly compensated.
Types Of Fault And Types Of Injuries
A qualified and experienced Harrisburg personal injury lawyer will help sort out the insurance company and fault or no-fault dilemma. The car accident attorney you choose should be one with experience in this area of law. He or she should have experience with insurance law, medical injuries and treatment options, negligence issues and many other topics related to car crashes and injuries.
If you purchased no fault insurance, your attorney will seek to obtain full compensation from your insurance company. If you purchased full tort insurance, your lawyer will seek to obtain full compensation for your injuries and other damages from the at-fault driver. There are many types of fault or negligence which could be found responsible including:
- Drivers who are speeding, texting, driving the wrong way, crossing the center line, intoxicated or engaged in other illegal or inappropriate behaviors
- Road conditions which are poorly maintained, with bad signage, inadequate visibility or other factors
- Automobile factors including manufacturing design flaws, defective parts or other malfunctioning equipment issues
The person at fault could even be a Harrisburg garage mechanic who performed substandard work which led to a brake failure or other equipment failure. In addition to finding another party at fault, your car accident lawyer should have experience working with different types of accidental injuries. Injuries vary greatly, and some people have multiple injuries. The main categories of serious injuries include:
- Skeletal injuries including breaks, fractures, crush injuries and amputations
- Neurological injuries including traumatic brain injuries and paralysis from spinal cord injuries
- Digestive, immune, reproductive and respiratory system and other internal injuries
There are some serious injuries that impact all of the systems of the body. Serious burns for example can result in amputations, organ failure and even death.
Obtain Experienced Harrisburg Legal Representation
Whether or not you are fully compensated for your personal injuries and other damages may depend upon the skill and experienced of the lawyer you select. Look for a lawyer with a track record of success in personal injury litigation. While past results do not guarantee future performance, there is no doubt a certain amount of comfort to be had knowing that your lawyer has helped other personal injury victims. And look for a car accident lawyer in Harrisburg who has an in-depth knowledge of full tort and limited tort insurance law. Your choice of attorney is an important one.