Car accidents can result in injuries, property damage, employment ineligibility and other lifestyle disruptions. Those who experience accidents may find that recovery takes time and places a strain on their financial resources. Although many seek fiscal compensation to facilitate the rehabilitative process, the amount of compensation motorists and victims can expect following a car accident varies based on a number of factors.
Accident survivors and their families commonly seek compensation to offset medical expenses, property damage and lost wages. As such, victims may present courts with various types of evidence, such as hospital bills, former pay stubs, insurance claims, police reports and other documentation. In these instances, the amount of damages an individual is ultimately awarded is typically reflective of the losses they can prove.
The amount of compensation a motorist can legally pursue depends partially on the laws of the state they reside in. For instance, some states have implemented no-fault insurance regimes where insurers pay their own policyholders regardless who was at fault for the incident. Most of these laws, however, are written to explicitly exclude liability for property damage, meaning that property owners must pursue separate litigation against drivers who damage their property. In other states, insurance laws specifically limit the maximum amount an individual can sue for in small claims courts and other kinds of legal settings.
Finally, the way a lawsuit or insurance claim is structured plays a big role in determining compensation sums. For example, targeting the incorrect motorist following an accident involving multiple vehicles may result in no judgement being awarded, and the legal costs of such a failed effort can chew into successive compensation claims. Similarly, some motorists who operate commercial or government vehicles may benefit from employer indemnification; victims who want to pursue litigation might have to go through administrative tort processes that affect their cases’ compensation potential.
The wide breadth of factors that impact car accident compensation mean that it’s important to undertake insurance claims and litigation in an appropriately planned fashion. To learn more about seeking car accident compensation, contact a lawyer.