Taking appropriate action in the first few moments after a minor car accident can greatly affect how well victims recover physically, legally, and financially from this traumatic event. Victims should act promptly to minimize the effects the wreck will have on their lives and that of any other victims involved in the situation. These steps should be taken to ensure that everyone affected by the accident receive the help they need.
The first step involves calling 911 to alert the police about the accident. Even if the wreck appears to be relatively minor, people should still make a police report so that the circumstances of the accident are clearly documented. This documentation could be vital to filing a claim against an insurance policy or being reimbursed for towing, repair, and medical expenses later.
Along with calling 911, victims should also exchange insurance information with any other motorists involved in the accident. Regardless of whether they caused the wreck, everyone affected by the event should provide their insurance details so that the victims can be compensated either by their own insurer or by the insurer of the person deemed to be responsible for the accident. Necessary details to write down include the other people’s insurance company names, policy numbers and contact information.
Additionally, people who have suffered scrapes, bruises, sprains or other accident-related injuries should either call for an ambulance or be examined by their doctor within the first few days after the wreck. Having these injuries documented can be vital when victims need to make a claim against the responsible driver’s insurance company to have their medical bills paid. The medical reports, photographs and other documentation can ensure that these claims get paid promptly.
Moreover, even if the wreck appeared to be minor, victims should contact a lawyer for proper advice and help. A lawyer might work to make sure that a victim’s best interests are protected and could pursue compensation for the client’s accident-related expenses.