Injured In A Phoenix Car Accident?
If you were seriously injured in a Phoenix car accident, you may understandably be most concerned about your medical condition. The type of injury you received may even result in your inability to answer questions or comprehend the full extent of your personal injuries. Whether you were rear-ended on Baseline Road and have whiplash or a concussion, or were in a serious accident on I-17 and are in a coma, you should be fully compensated for your medical and other expenses if the other driver was at fault, and in order to make sure you get this you should find a qualified Phoenix Car Accident Attorney.
Arizona is a tort state, meaning that accident victims are able to sue to obtain compensation from the negligent or at-fault drivers. This is in contrast to no-fault states in which each driver is compensated by his or her own insurance company. This means that in our state, it is sometimes necessary to go to court to force the at-fault driver’s insurance company to pay you what you are due.
Understanding Personal injury Compensation
If you are the car accident victim, the at-fault driver’s insurance company should pay your auto damage as well as your injury-related expenses. It is a relatively simple matter to calculate the cost related to the car. If you have the make, model and year, the rest is relatively easy. Personal injury compensation is not so simple.
There are current costs to calculate as well as future costs. Current costs include ambulance fees, emergency room fees, medical-surgical fees, hospitalization charges and lost income for the time you are out of work. Car damages would also be included in current costs.
Future costs are a little trickier to calculate. An experienced Phoenix attorney can assist you in a thorough calculation of future costs which can include:
- Home modifications for wheelchair accessibility
- In-home nursing care
- Job re-training if you are unable to perform your current job
- Loss of earning capacity
- Plastic surgery to repair facial scarring
- Prescription or over-the-counter medication costs
- Reconstructive surgery
- Rehabilitation or physical therapy
There are other future costs to be considered, however the list above gives you some idea of the costs you may be facing, and ones which the insurance company of the at-fault driver is not offering. An experienced and skilled Phoenix car accident attorney can help you obtain full compensation for all of the costs associated with your car accident and personal injuries.
Fighting For Full Compensation
One of the negotiating tactics the at-fault insurance company may use is to make a settlement offer right away. It is generally not a good idea to accept an offer right away because the full extent of your injuries may not be known. Traumatic head injuries for example can take years to understand fully.
A second negotiating tactic of the at-fault insurance company may use is to claim that you were partially at fault. This is an area where a Phoenix car accident attorney can be highly effective. If you or a loved one were injured in a Phoenix car crash, please consult with an attorney before accepting any insurance company offers. The financial difference could be significant.