After a car accident, it is essential to understand who was responsible or at fault for the incident. Insurance companies may not provide compensation until the negligent party has been determined. When building a case for an auto accident claim, it is essential to review traffic laws of the particular state. There are a few things that help support a person’s claim of innocence, and the DMV is generally a good source of driving law data.
The most important details of an auto accident are documented in a police report, especially in the case of injury. When a police officer arrives at an accident, a report is written and documented. This report may contain the officer’s opinion of the faulty party along with observed evidence. It may also note broken traffic laws by a certain party. To obtain a copy of this report, a person may contact the police department.
In “no-fault liability” accidents, one person is always considered at fault. These accident scenarios are commonly settled immediately with insurance companies. For example, rear-end accidents are usually the fault of the person who hits the back of the first driver. However, there are comparative negligence instances that lower compensation. This occurs when the person driving the first car had faulty brake lights or stopped in an unsafe place without warning. Left-turn accidents are other examples of “no-doubt liability.” The car that makes a left turn is almost always proven negligent unless the oncoming car was speeding, passed through a red light, or an unforeseen circumstance forced the turning car to slow down.
Even if one party admits guilt at time of an accident, it does not necessarily mean this person is actually responsible. When determining fault, insurance companies turn to police reports, traffic laws and individual circumstances. Each case is different and requires special thought. Those who have questions about liability after a car accident should contact a personal injury lawyer.